uob own banking
uob own banking
Blog Article
UOB Financial institution features a number of private banking providers made to meet the economical desires of individuals. Beneath is an intensive overview that will help you understand The real key factors and offerings.
Different types of Accounts
Discounts Account: This account lets you save cash whilst earning desire.
Functions: Easy accessibility, curiosity earnings, negligible costs.
Benefits: Safe and sound place for your money, opportunity progress as a result of curiosity.
Latest Account: Ideal for day-to-day transactions and running expenditures.
Options: Checkbook facility, overdraft protection.
Positive aspects: Effortless for regular payments and withdrawals.
Mounted Deposit Account: For people seeking to receive bigger interest prices in excess of a hard and fast interval.
Features: Set expression deposits, better desire rates in comparison with discounts accounts.
Gains: Secure expense alternative with predictable returns.
Loans
Private Loans: Unsecured loans that may be utilized for different needs like schooling or property renovation.
Sorts:
Installment Loans
Credit score Lines
Benefits: Adaptable repayment terms, aggressive desire fees.
Home Financial loans: Tailor-made options for buying property or refinancing present home loans.
Varieties:
Set Rate Dwelling Financial loan
Floating Fee Residence Mortgage
Benefits: Distinctive strategies to fit person requires, beautiful charges.
Credit Cards
UOB presents A variety of bank cards catering to diverse lifestyles and paying out behavior:
Benefits Cards: Get paid factors on every order which can be redeemed for items or travel miles.
Cashback Playing cards: Get hard cash rebates on every day investing which include groceries and dining out.
Journey Playing cards: Specific benefits like air miles accumulation and journey coverage coverage.
Financial investment Providers
For people thinking about increasing their prosperity via investments:
Unit Trusts * Diversified portfolio managed by gurus. * Ideal for very long-time period get more info development goals.
Structured Deposits * Brings together the features of standard deposits with financial commitment products. * Perhaps better returns but with a few risk concerned.
Insurance policies Products and solutions
To shield yourself and your family towards unforeseen activities:
Daily life Insurance plan * Presents money protection in the event of Demise or essential ailment. * Might also function a personal savings Resource depending upon the plan preferred.
Wellbeing Insurance plan * Addresses health care bills which includes hospitalization fees. * Essential for mitigating superior Health care fees.
Digital Banking Products and services
Advantage at your fingertips by way of digital platforms:
Internet Banking
Helps you to take care of your finances online:
Watch account balances and transaction historical past
Transfer funds involving accounts or shell out expenses
Make an application for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go by way of cell apps:
Brief stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these comprehensive choices, UOB aims to provide personalised banking options that cater precisely to personal requirements even though making sure comfort and protection in all transactions.